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Get a No Strings Attached, No High Pressure, No Obligation FREE Consultation for Your Residential Mortgage.
Did you know...
- There are over 92 lenders -- other than the chartered banks -- each having six to 12 unique residential mortgage programs -- we'll show you financing options you didn't have even five years ago.
- Some of the lenders allow you to have 100% financing without CMHC insurance -- saving you thousands of dollars in insurance premiums that get tacked onto your mortgage. We have inside access to these lenders.
- A conventional mortgage now only requires 20% down instead of 25% -- making a difference of $12,500 down payment savings on a $250,000 mortgage, and an additional $12,500 in your pocket in an equity take out mortgage.
- Your maximum debt service ratio has been raised from 32% to 35% and your total debt service ratio has been raised from 40% to 42% -- in some cases 45% -- allowing you more flexibility to get the financing you need. We'll tell you which programs would work best for you -- and which ones to avoid at all costs.
- New rules for self-employed income declaration have made it easier for self-employed people to obtain mortgage financing -- we'll tell you what those rules are and exactly what you need to do to qualify.
There are two ways for you to receive your No Obligation Free Consultation:
- Call us at 780.461.1777 Monday to Friday between 9:00 a.m. and 5:00 p.m. When you call one of our Mortgage Specialists will ask you a series of questions to help us understand exactly what it is you need. Then they will take you step-by-step through several mortgage programs that could work perfectly for you.
- Fill in our online application on our secure server. (Click here for alternate PDF form) Within 24 hours we will contact you with several mortgage program options. At that time our Mortgage Specialist will walk you through the pros and cons of each program so you can have the information you need to make a good decision. Plus discover additional information about what you are looking for, that may open up more options for you.
- PIPEDA Legislation form.
We are here to help you make the best informed and quality decision that you can. Your consultation is free, and you are under no obligation to use our services. Call us or fill in the online application right away.
You'll be glad you did.
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